NOTES ON EMPLOYER COST

Where does the money actually go?

Short pieces on the cost levers most employers never get shown, and what each one is worth.

What's a typical renewal increase for 2027?

What's a typical health insurance renewal increase for 2027? cost containment renewals Sep 03, 2026

Between 8% and 11%, before you change anything. Large employers project a median 9.2% increase for 2027, or roughly 8% after raising deductibles and copays. WTW puts the pre-change figure at 11.1%. Th...

Small group insurers want 14% more in 2027. Do you have to pay it? cost containment plan funding renewals Aug 08, 2026

What number is your carrier going to put in front of you for 2027?

If you have under 50 employees, the median request across nearly 300 small group insurers is 14%. That is up from 11% the year befor...

Which of these is costing you the most?

The analysis costs nothing, needs no health information, and comes back in days. Bring your broker and your CFO.

See your baseline savings

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Where does the money actually go?

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Which of these is costing you the most?