ONE TEAM · FULLY MANAGED · DAY-1 ROI · $0 UPFRONT
What if one team took the whole thing?
Every lever, one map, one team holding it. Stacked properly they don't just add up, they compound into flat or negative trend.
THE COST OF SIX VENDORS
Who is holding the whole map?
Every vendor solves one problem and hands you a bill. Each one is measured on its own slice, so nobody is accountable for the number that actually matters.
Meanwhile the coordination lands on your team, the contracts don't align, and the savings each vendor claims never quite add up to what the P&L shows.
One team, one contract, one number you can hold somebody to.
WHAT THE FULL ENGAGEMENT DELIVERS
$2,000+ per employee per year, recurring
Flat to negative trend not a smaller increase
98% success rate cutting spend 35% or more
30 to 45 days to live, no lift from your team
THE WHOLE FINANCIAL PICTURE
What does one team actually cover?
Six domains, one contract, one invoice. Every one stands alone if you'd rather start narrow.
How the plan is funded
Level-funded, self-funded, captives, ICHRA. Recovers 8 to 15% of carrier margin and gets your claims file back. More
What care costs
Steerage, reference-based pricing, cash-pay, centres of excellence, payment integrity. More
What pharmacy costs
$0-copay for the household, pass-through contracts, specialty sourcing: 15 to 25% off Rx. More
Everything else you buy
60+ indirect categories at 10 to 30%+, worth 2 to 3%+ of net margin on its own. More
Every insurance line
Workers' comp, property, liability, D&O: 35% at a 98% success rate. Keep your agent. More
How cash moves through payroll
Cost-saving payroll bolt-ons returning up to $988 per employee per year, every pay period. More
WHY STACKING CHANGES THE ANSWER
Why does the whole beat the parts?
Because the levers interact. Steerage lowers the claims that reference-based pricing then prices. A transparent pharmacy contract makes $0-copay affordable, which lifts adherence, which lowers the surgeries a centre of excellence would have priced. Run separately, each one is a discount. Run together, they change the trajectory.
A smaller increase is still an increase. This is how trend goes negative.
WHAT CFOS ASK
The questions you're already thinking.
Do we have to take everything?
How much does this ask of our team?
How are savings reported and verified?
What does a full engagement cost?
What would the whole picture be worth?
Bring us your challenges. Tell us your goals. We'll model every lever against your actual numbers, at no cost, and you decide what to run.
See your savings