$0 COPAY 路 NO MINIMUMS 路 PAYS FOR ITSELF
What if the copay was zero?
2,400+ medications at $0 for the whole household, plus unlimited virtual care. A benefit upgrade that lowers your cost instead of raising it.
THE DECISION AT THE COUNTER
How many of your people skip refills?
More than you'd guess, and they won't tell you. Someone gets to the pharmacy counter, sees the copay, and decides it can wait until next month.
Then the condition that was managed stops being managed, and it comes back later as something far more expensive on your claims file.
Take the copay to zero and the decision disappears.
WHAT IT DELIVERS
2,400+ medications at $0, generic, brand and specialty
The whole household spouses and dependents included
$0 copay virtual care & behavioral health
Unlimited use, with telecare provider choice
WHAT'S INCLUDED
What would your people actually use?
Three things, all at zero cost to the member, all reachable from a phone.
$0-copay prescriptions
2,400+ medications including generic, brand and specialty, for the whole household. Home delivery or 70,000+ retail pharmacies. Nobody chooses between a refill and groceries.
Unlimited virtual care
Urgent care and prescribing at $0, any hour, no visit limit. 40% fewer emergency room visits, because a video call at 9pm beats a four-hour wait and a $2,000 bill.
Same-day behavioral health
Their own choice of therapist, no waitlist, no referral. The benefit people say they want most and can least often actually reach.
THREE BASELINE OPTIONS
What would $0 copays actually cost you?
Two are a small cost. The third hands money back every pay period.
Options 1 and 2 are a small cost. Option 3 flips the line item. Which one fits your plan?
WHY IT PAYS FOR ITSELF
What does an abandoned prescription cost you?
More than the prescription. Someone skips a refill because of the copay, the condition escalates, and it comes back as an emergency room visit, an admission or a surgery on your claims. Removing the copay removes the decision.
12% fewer claims. 40% fewer emergency room visits. 74% fewer readmissions.
THE QUESTIONS EVERYONE ASKS
How is this possible?
How can this cost under $100 per year?
Does this replace our health plan?
Who is covered?
How long does this take to set up?
Does insurance cover online therapy?
Reviewed by Keryn Gold, PhD, MBA, Managing Partner
What would your people say?
Tell us your headcount and we'll come back with real pricing. No minimums, no obligation.
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