How can a $0-copay pharmacy program cost under $100 per employee per year?

Scale and a channel that pays no commission. These contracts are bought at a volume no single employer reaches and sold without the usual distribution layer. An individual buying the same coverage retail typically pays ten times more or cannot access it at all.

Does a $0-copay pharmacy program replace the health plan?

No. It sits alongside existing coverage. Members keep their cards, doctors and network, and use regular coverage for anything not on the $0 list, so nobody is worse off on any medication.

Who is covered by $0-copay pharmacy?

The whole household including spouses and dependents, at the same per-employee price. Household prescriptions are where most abandoned refills happen, and an untreated family member often becomes an emergency room visit on the employer plan.

How long does a pharmacy and virtual care program take to implement?

30 to 45 days, fully managed. Enrollment, member communication and support are handled, and the program is backwards compatible with existing payroll systems.

UNDER $100 PER EMPLOYEE, PER YEAR · NO MINIMUMS

What if the copay was zero?

2,000+ medications at $0 for the whole household, plus unlimited virtual care. A benefit upgrade that lowers your cost instead of raising it.

THE DECISION AT THE COUNTER

How many of your people skip refills?

More than you'd guess, and they won't tell you. Someone gets to the pharmacy counter, sees the copay, and decides it can wait until next month.

Then the condition that was managed stops being managed, and it comes back later as something far more expensive on your claims file.

Take the copay to zero and the decision disappears.

WHAT IT DELIVERS

2,000+ medications at $0, generic, brand and specialty

The whole household spouses and dependents included

15 to 25% off Rx spend with 100% of rebates returned

Under $100 per employee per year, no minimums

WHAT'S INCLUDED

What would your people actually use?

Three things, all at zero cost to the member, all reachable from a phone.

$0-copay prescriptions

2,000+ medications including generic, brand and specialty, for the whole household. Home delivery or 70,000+ retail pharmacies. Nobody chooses between a refill and groceries.

Unlimited virtual care

Urgent care and prescribing at $0, any hour, no visit limit. 40% fewer emergency room visits, because a video call at 9pm beats a four-hour wait and a $2,000 bill.

Same-day behavioral health

Their own choice of therapist, no waitlist, no referral. The benefit people say they want most and can least often actually reach.

WHY IT PAYS FOR ITSELF

What does an abandoned prescription cost you?

More than the prescription. Someone skips a refill because of the copay, the condition escalates, and it comes back as an emergency room visit, an admission or a surgery on your claims. Removing the copay removes the decision.

12% fewer claims. 40% fewer emergency room visits. 74% fewer readmissions.

THE QUESTIONS EVERYONE ASKS

How is this possible?

How can this cost under $100 a year?

Does this replace our health plan?

Who is covered?

How long does this take to set up?

What would your people say?

Tell us your headcount and we'll come back with real pricing. No minimums, no obligation.

Get pricing