98% SUCCESS RATE ยท KEEP YOUR AGENT ยท UNDER TWO HOURS
When did anyone last challenge your premium?
35% savings at a 98% success rate across workers' comp, property, liability and more. Same coverage, same agent, right price.
THE PREMIUM NOBODY AUDITS
What is your experience modification actually built on?
Claims data, and it's frequently wrong. Miscoded job classifications, claims left open years after they resolved, reserves that were never adjusted downward once the real cost was known.
Each of those errors inflates your premium for three years running, and correcting them is usually worth more than shopping the policy ever was.
Nobody audits this because it isn't anyone's job. It should be.
WHAT WE FIND
35% savings at a 98% success rate
Under two hours of your time, start to finish
Keep your agent every relationship stays intact
Same coverage right price, not less protection
EVERY LINE IN THE BINDER
Which of these has been benchmarked?
Each renews on its own date, so there's almost always one coming up. Start with whichever is next.
Workers' compensation
Classification audits, open-claim review and experience modification correction. The errors here are common and each one inflates your premium for three years.
Property & casualty
Valuations that drifted, coverage that overlaps, deductibles never revisited. Priced against current market data rather than last year's renewal.
General & professional liability
Limits and exclusions benchmarked against what comparable organizations actually carry, so you're neither underinsured nor paying for protection you'll never use.
Directors & officers
Often bought once and renewed on autopilot as the organization changed shape around it. Repriced against your actual current risk profile.
Group health & ancillary
The same renegotiation applied to your medical, dental, vision and life lines, alongside the structural work on how the plan itself is funded.
Fleet, cyber & specialty
Commercial auto, cyber liability, employment practices and whatever else sits in your policy binder. If you pay a premium on it, it's in scope.
THE PART PEOPLE WORRY ABOUT
Do you have to leave your agent?
No. Keep every relationship you have. We're not appointed on your policies and we don't want to be; we bring the market data and the modeling, and your agent carries it into the negotiation. Most are glad of it, because they get to deliver a better number without doing the work of finding it.
Under two hours of your time, start to finish.
WHAT EMPLOYERS ASK
The questions you're already thinking.
How much of our time does this take?
Why is workers' comp so often overpriced?
Do we have to wait for renewal?
What does this cost, and does coverage get thinner?
What would 35% back be worth?
Send your current policies and we'll model what they should cost, at no charge, whatever you decide afterward.
See your savings