$0 UPFRONT 路 BILLED OUT OF SAVINGS 路 NO SAVINGS, NO INVOICE
What does this cost you?
Most of it, nothing. The rest is published below, and it's a fraction of what these benefits cost anywhere else, with multiple-fold ROI on cost-diversion and reduced absenteeism.
TWO WAYS WE GET PAID
How does this work?
Every program falls into one of two buckets. Neither one asks you for money before you have it.
MOST PROGRAMS
Paid out of what we save you
Full contingency. $0 upfront, billed in arrears against savings that have already been realized. No savings, no invoice.
路 Indirect spend across 60+ categories
路 Insurance renegotiation
路 Payment integrity and eligibility audits
路 Denial and appeal automation
路 Cost-saving payroll bolt-ons
These never become a budget line. They create room in one.
MEMBER PROGRAMS
A published price per employee
A per-employee price, published below in full. No minimums, no setup fees.
路 $0-copay prescriptions and direct sourcing
路 Unlimited virtual urgent care and behavioral health
路 Musculoskeletal, women's health and cardiometabolic care
路 Steerage to better-rated doctors, and direct primary care
路 Dental, vision, hearing, fitness and integrative health
路 Identity protection, pet care, legal, roadside, travel and caregiving
Designed well, multiple are a net savings.
PUBLISHED PRICES
What do the member programs cost?
Three baseline options. Take one, or none, and add the contingency programs alongside any of them.
Per employee, per year. No minimums, no setup fees, no long-term contract. The third option returns more than it costs.
WHAT MEMBERS WOULD PAY ALONE
Why is it a fraction of retail?
Scale, and a channel brokers don't typically see. An employee who can find these benefits at all typically pays 10x+ more for them. Our group price isn't a discount on retail; it's a different product and market.
An undeniable ROI, with lower prices and better coverage than they have today.
CHECK IT YOURSELF FIRST
How do I know what my starting number is?
Free tools built from filed 2026 rate data. No login, no email, nothing transmitted. Bring your own figures and check ours against them.
Where does my plan cost sit today?
Your percentile against filed 2026 small group premiums in your state, and nationally. That's the baseline any savings number gets measured from.
Would a fixed budget cost me less?
Your census against the filed individual market. The gap, in dollars per month and per year, whichever way it falls.
What are my 6 funding options?
Fully insured through self-funded, compared by group size, census age and industry. Most employers are shown 2 of the 6.
WHAT CFOS ASK ABOUT PRICE
Where exactly does the money change hands?
What does the analysis cost?
When do we actually pay anything?
How much of the savings do we keep?
Are we taking your word for the savings?
Do we need to adopt all the programs to see savings?
Reviewed by Keryn Gold, PhD, MBA, Managing Partner
What would your number be?
The analysis costs nothing and comes back in days. Bring your trusted advisors.
See your baseline savings