NOTES ON EMPLOYER COST
Where does the money actually go?
Short pieces on the cost levers most employers never get shown, and what each one is worth.
Did your broker just send you something about a "CHOICE Arrangement"?
It's the ICHRA. Same benefit, new name, as of September 3, 2026.
Why it matters: CMS and the SBA renamed the Individual Coverage...
What number is your carrier going to put in front of you for 2027?
If you have under 50 employees, the median request across nearly 300 small group insurers is 14%. That is up from 11% the year befor...
Could your own employees sue you over what your health plan pays for prescriptions?
A federal court in New York let exactly that case proceed in March 2026, against JPMorgan Chase. Employees analyzed...
About the author
Which of these is costing you the most?
The analysis costs nothing, needs no health information, and comes back in days. Bring your broker and your CFO.
See your baseline savingsFollow the work on LinkedIn: Keryn Gold ยท Save with Benefits